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Medicare Advantage Premiums Remain Stable
CMS reports that the average Advantage monthly premium will decrease by $1.19 in 2017. They also cite an increase in supplemental benefits offered by many advantage plans; like dental, vision and hearing benefits. Enrollment is projected to increase to 18.5 million enrollees a 60% increase from year 2010.
Why you Need to Know Your Drug Tier
Just a reminder that you should be as diligent when choosing a Medicare Drug Plan as you are when choosing Medicare insurance either an Advantage plan (which includes your drug plan) or a Medicare supplement. Drug costs continue to rise causing many Medicare drug plans to increase the tier rating for your drug along with…
There Is at Least One Tax Advantage to Being on Medicare
No need to file any special forms with your tax returns concerning your health care plans. Why? Because you are on Medicare you do not need to prove to the IRS that you have insurance, they know!
Medicare Loophole Hurts Those on Medicare
Patient status (in-patient vs. out-patient) impacts how Medicare pays. Beware what billing status a hospital classifies an incoming patient because if it is as “outpatient”, which it often is, Medicare will not pay any follow-up nursing home costs, which can have a financial impact that can be devasting. For example, a Medicare recipient recently was…
Funds Veterans Use for Long-Term Care Being Curtailed in 2017
Many Veterans and spouses of veterans receive a special monthly check if they need the “aid & attendance” of another person to live safely and/or need assistance with their personal care activities. Many Senior Communities help Veterans get these funds to help them pay their monthly rental fees which can be substantial. However the VA…